Secure your future – it’s never too early to start      
Retirement Provision Calculator 

Will I have enough to have a future of dreams?

Most of us will reach retirement one day, but not all of us will be able to retire in comfort.  In fact, only 6% of all people can retire financially secure.  It is therefore important that you start saving for retirement as soon as possible. 

Your benefit in the University of Cape Town Retirement Fund (UCTRF) might not be enough and you may have to either increase your contributions to the UCTRF or use other vehicles to increase your savings for retirement.  

 Don’t leave it too late, start now! 

The retirement provision calculator below will give you an indication of whether you have enough to retire on. 

The calculator below will indicate the level of pension expected relative to pre-retirement CoE based on the following assumptions:

  • Pension increases are linked to increases in the Consumer Price Index.
  • The monthly pension and pension as a percentage of Total Cost of Employment quoted are pre-tax. 
Please note that this is not a financial planning tool and will only give you an indication. For assistance with planning for your retirement, please contact a FAIS-accredited financial advisor of your choice.


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