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What happens to my Fund membership during the period I receive a disability income benefit? 

Importantly, you remain a member of the UCT Retirement Fund whilst you are in receipt of a disability income benefit.

For the purposes of the Fund benefits your deemed pensionable amount (DPA) at the date you became disabled will be increased by 5% p.a. (or inflation if less than 5% p.a.).

This means that if you were to die, your dependants would be entitled to the death benefits described above based on your deemed pensionable amount (DPA). Should you retire, you will be entitled to the retirement benefits also described above.

This means that UCT will continue to pay contributions to the Fund whilst you are receiving a disability income benefit. The Fund will credit your Accumulated Retirement Savings with the same percentage contribution based on your deemed pensionable amount (DPA) as for working members (i.e. at least 16% of deemed pensionable amount).