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Comparison of the portfolios 


Income Fund – Portfolio A

Smoothed Bonus Fund – Portfolio B

Balanced Fund – Portfolio C

Shari'ah Fund – Portfolio D

Risk Profile

Low risk

Medium risk

High risk

Medium to High risk

Deals with

Final payment risk (not losing money)

Final payment risk, inflation risk (not losing money)

Inflation risk

Inflation risk, and somewhat more conservative than Portfolio C

Suited for members

Close to resignation or within two years of retirement

From 3 to 5 years or less to retirement or resignation

6 years or more to retirement

5-7 years to retirement